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Econ 155, Insurance Economics: Winter 2008

Syllabus
Class Meetings: TR 9:30-10:45 AM @ BUCHN 1940
Office Hours: T 2-3:00 PM and R 2-3:00 PM @ North Hall 2013
Final Exam: Wednesday, March 19th, 8-11 AM

Slides

Intro

Pr/Utility

Ins. Interest

Medical

Life

Car

Corporate

Property

Bankruptcy/Taxes

Quiz Links

Quiz 1: 1/24

Quiz 2: 1/31

Quiz 3: 2/28

Quiz 4: Due March 11th

Quiz 5: Due March 13th

As the semester progresses, this web page will updated with information, news and links to outside readings.

News and Links

Exam 2 Grade Distributions

Cumulative and density.

No Office Hours on March 6th

I will not be holding office hours on Thursday, March 6th.

Final Three Lectures

The final three lectures will cover the following topics: Property Insurance (March 6), Bankruptcy and Wealth Redistribution (March 11th) and Review (March 13th). This is a minor adjustment to the syllabus.

Writing Assignment

The writing assignment can come in two flavors: either a discussion of an insurance industry, or an analysis of a policy proposal regarding insurance. For the former, a paper should include (a) a brief discussion of what is being insured, (b) a determination of the extent of market failure, and (c) the potential sources of market failure particular to this market. The best papers of this kind will mix knowledge of the market with sound economic analysis using the concepts developed in class. Analysis of a policy proposal requires (a) an explanation of the proposal, (b) the market failure it proposes to resolve, and (c) an evaluation of its ability to achieve its goals.

Exam 1 Grade Distribution

The grade distribution for the first exam can be found as a pdf here, and as a cdf here.

Readings for Medical Insurance Slides

The lecture on the Uninsured for Medical Care uses data and analysis available from a Kaiser Family Foundation report on the uninsured. It is available here. On Thursday, we will discuss Medicare and Medicaid. The paper on Medicaid crowd-out can be found here. The graph of expected future Medicare costs is taken from the Medicare Trustees 2007 report, available here (WARNING: LINKS TO .PDF).

Reading for second class

Michael Lewis`s ``In Nature`s Casino" can be found here.